True North Associates, LLC
Service with Integrity, Accountability, and Care
Services- Life & Health Insurance
MD, DE, OR, PA, VA, OH, MI, DC, UT, NY, FL, NC, MT, NJ, SC, MN, WY INSURANCE ADVISER
About Us
Protecting Your Future
We have over a decade of insurance expertise helping clients prepare for the unknown. Ask us about Medicare, Life, Short Term Care, Long Term Care, Disability, Fixed Annuities, and more!
We work with many companies so you will get the right product for you.
Assessing Your Needs
Without proper protections, good strategies can be destroyed overnight. When you make an appointment, we will analyze your financial & insurance status, needs, and budget to get you covered correctly, quickly, and at the right price.
LICENSED INSURANCE ADVISER
ADVISING SERVICES
I am thrilled to say that I have been assisting people for more than a decade regarding their insurance needs.
Given the increasing number of people that are looking for advice but are not ready to pull the trigger (still working, spouse who covers benefits is still working, requirement to use a specific company to get reduced premiums on Medicare supplementation) I decided to become a Licensed insurance Adviser.
This means that I have taken a licensing exam that shows that I am competent to advise for all things covered by my Life, Health, and Accident Insurance License. (That does not include Property Casualty as that continues to be a service that I do not provide.) However, it does include my specialty in Medicare.
For advising services I am partnering with many Financial Advisor Groups so that I am a part of their team and the planning fee you pay to them will include my services with no additional fee for you.
If you don't have a Financial Advisor with whom I have partnered (feel free to introduce us) my fee is $65/hour. If we meet for less than 30 minutes or you purchase a product from me that fee will be waived.
Thank you for allowing me to continue to provide guidance and support to everyone who trusts me to do so.
I look forward to continuing my relationships with my current clients as well as future ones.
CLIENT TESTIMONIALS
Elizabeth has helped me sooo much! I never would have figured out the retirement stuff on my own. TB
Elizabeth is approachable, clear and detail oriented: She takes time to make you understand all your options and works closely with you. She is trustworthy and very knowledgeable. MW
Going on Medicare is definitely not an easy task no matter how much information that is available to read about it and the various plans and knowing which is the best way to go. Fortunately my husband and I were lucky to have found Elizabeth, our broker. She was so helpful, worked out numbers for supplemental insurances, many various companies and her suggestions were very helpful. Even after spending the allotted time, and then some, she was available for any questions that came up after after we thought we had come to final decisions. Such a great and patient person to work with. Thanks to Elizabeth. AM
Owner/Director
.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:365,h:365,cg:true)
Elizabeth L J. Smith
Elizabeth brings 30 years of nursing, over a decade of insurance experience, and 6 years in the Financial Industry to her expertise. Her work, and personal, experiences enable her to bring much more than a sales approach to her clients.
She holds a Life & Health License.
She is also a rep for CSSI; whose mission is helping investment proper
Elizabeth brings 30 years of nursing, over a decade of insurance experience, and 6 years in the Financial Industry to her expertise. Her work, and personal, experiences enable her to bring much more than a sales approach to her clients.
She holds a Life & Health License.
She is also a rep for CSSI; whose mission is helping investment property owners increase their personal income tax deductions thus keeping more money in their pocket.